Arizona Short Sale Information

WHAT IS A SHORT SALE?

A short sale is a transaction in which we sell your home for less than the amount owed due to steeply declining property values. A short sale allows struggling homeowners to get out from under homes that they are no longer able to afford and that are no longer worth what is owed on them. Nearly 40% of the homes sold in the Phoenix area in October 2009 were sold by short sale. You are not alone!

HOW CAN PRUVEN HELP ME?

• We can keep you in your house as long as possible prior to foreclosure
• We can preserve your credit through short sale so that you can purchase a home again in the shortest possible amount of time
• We can help you find a rental when your home sells and assist you with the move
• You have FREE access to our accountants and lawyers to answer short sale related questions
• We can make this transition in life as seamless as possible. We have the experience you need.
• ALL OF THESE SERVICES ARE AVAILABLE TO YOU FREE OF CHARGE!

WHY IS SHORT SALE A BETTER ALTERNATIVE THAN JUST LETTING MY HOUSE GO?

There are two very important reasons why you should consider a short sale –

• Save your credit and buy another home in as little as 2 years.
• Depending on your loan type, the bank may file a deficiency judgment against you after a foreclosure sale. For example, if you owe $200,000 on your home and the bank can only get $100,000 for the sale, they may file a judgment against you for $100,000. In most cases, through our short sale process, our professional negotiators are able to eliminate any deficiencies that you may be liable for.

WE WORK FOR YOU, NOT THE BANK. Your loan may be eligible for a short sale workout with your current lender. THERE IS NO COST OR OBLIGATION TO YOU FOR THIS SERVICE, our fees are paid by the bank.

OUR NEGOTIATORS HAVE EXPERIENCE WITH THESE LENDERS AND MORE:
Bank of America, Countrywide, America’s Servicing Co., GMAC, Saxon Mortgage, Aurora Loan Servicing, Citibank, US Bank, National City, HSBC, Wells Fargo, Bank of NY, Chase, Washington Mutual, Deutsche Bank, Wachovia, and MORE.

Contact us for information using this Contact page.